Buying Home : Within Surat Municipal Corporation (SMC) limit vs Rural or SUDA limit

Home buyers in Surat always ask us a question : whether to purchase a property within SMC limit or outer area.

Specially when customers looking to buy house with land, it creates confusions which one to choose. There are many factors needs to be considered while making such decision. Of course, there’s significant cost factor associated with second option, but it also does come with drawbacks.

Let us review both options one by one.

Buying / Investing Within SMC limit

There are definitely apprehensible benefits to purchasing a house which is part of the city’s municipal limits For instance, such residential projects can get regular water supply from municipal corporation.

SMC is responsible to provide a water, drainage and road infrastructure, so within municipal corporation area one can get better infrastructure and services. There’s usually shops, outlets, garden, clinic and hospitals  are available in nearby or at walking distances. Also, the population residing within municipal limits are more managed and sophisticated in nature.

The flaw with purchasing properties in SMC areas is that cost of such properties is higher, and property tax and maintenance charges are also quite a bit high compare outer SMC limit.

Buying / Investing In Rural city or Gram Panchayat Area

Rural area or gram panchyat are principally village areas. Though Surat has seen rapid development in areas like Dandi road, Sayan, Abrama, Kamrej.

It was opportunistic market during 2008-2012 and it’s not always the same. Developers purchase the low cost agriculture land and convert it to non-agriculture. Due to the lower cost of land in such areas, home buyers can get houses with land with quite affordable prices.

Rural area attracts both builders and home buyers who have budget limitations and do not care about the drawbacks which projects in rural areas often have Mostly, such areas do not have connectivity to the municipal water supply and developers need to make or facilitate water via bore pumps or water tankers.

Such provisions are good enough for limited time, especially for smaller projects, buyers can’t reply on this.  It comes under gram panchyat to maintain and provide infrastructure such as roads, drainage systems. Mostly, they are on limited development budget and it’s quality is lower than municipal area.

Healthcare, schools, shops and transportation are not easy to get -though this is not always the case. Municipal localities and facilities are upgraded compare to rural area.


Properties Outer SMC  properties can be budget friendly and it may attract investors and buyers for initial investment opportunities. It may have good growth potentials when there is chance for such areas to be included in municipal limits in near future.

When this happens there’s good chance of improving quality of facilities and property prices will sky rocket. However, this is track for home buyers who are looking get immediate benefits of using comfort services. Jahangipura area of Surat is now popular amongst Suratis for buying plots, town planning 46 (Jahangipura) has seen drastic infrastructure changes in recent years. Read here : Why Jahangipura is hot in real estate

Buying or investing in SMC limits usually costs more, and if you are looking to get luxury and star amenities with easy access to infrastructure and transportations, buying house within SMC limit is advised.